Bank
Opening
Deposit
Apply
BBVA Compass Bank
ClearConnect Checking
$25
Scottrade
BBVA Compass Bank
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$25
Compass Bank
Discover Bank
$0
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Bancorp Bank
$0
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Woodforest National Bank
$50
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$25
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$25
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Open a Second Chance Bank Account in KY
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    A few banks in Kentucky offer Second Chance Checking
    Account Programs, which means the bank will open an
    account for you even if you’re on Chexsystems as long as
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    To open a checking account through one of these special
    bank programs, you usually have to apply in person and,
    in many cases, the bank requires that you take a class
    on how to balance your checking account. Other second
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    Park Community Federal Credit Union offers a Fresh Start
    Checking Account to residents of Kentucky that requires a
    $12 service fee per month. Direct Deposit is required but
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    branches in Louisville, Richmond, Berea, Lexington, and
    Shepherdsville, Kentucky. Banks with a free Second
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    If you don't have the money available to pay off your
    old, overdrawn bank accounts, even banks specifically
    offering second chance checking might not let you open a
    bank account. Even if you pay off your old bank account,
    you still have to make sure the bank sends a letter to
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    Your Chexsystem record stays on file for 5 years unless
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If you need a second chance checking account in Kentucky because of a bad banking history with ChexSystems or Telecheck, the banks on this page offer no credit check bank accounts and do not use Chexsystems. Banks in Kentucky offering Second Chance Checking programs might let you open a checking account even if you're on Chexsystems but you have to qualify and not everyone is approved. This is different from the banks on the list of “No Chexsystems Banks in Kentucky” because they skip the Chexsystems process all together. Banks in Kentucky with second chance checking accounts online
Most of the banks on the list of No Chexsystems Banks in Kentucky do not require an immediate opening deposit. So, you can open a checking account online and get an instant account number to set up direct deposit. Normally, you have 30 days to mail in the opening deposit or visit a local branch. Sometimes you use a credit or prepaid card online. There are many locations in Kentucky including, Kentuckypolis, Merrillville, Greenwood, Fishers, Fort Wayne, Granger, Evansville, Kentucky and others. You can open an online account today. List of Banks in Kentucky with second chance checking accounts
The best checking accounts you can open online with no credit check, no opening deposit and no Chexsystems are: Second chance checking accounts in Lexington Kentucky
BBVA Compass Bank - Open a checking account online with No monthly fees, no maintenance, withdrawal, transfer or ATM fees, including most cash withdrawal fees charged by other banks ATMs. Free checks. $25 opening deposit. BBVA Compass Bank has hundreds of local branches nationwide. A List of Banks in Kentucky with Second Chance Checking Accounts
Discover Bank - Open a Discover Bank savings account online instantly and earn a rate 5x the National Savings Average with a low opening deposit and access to your cash anytime. 2nd Chance Banks in Kentucky with no opening deposit
Banks rarely deny you a checking account because you have bad credit. Usually, a bank will deny your application because you have a history of bounced checks or overdrawn bank accounts. When you apply for a new checking account in Kentucky, most banks will do a "hard pull" of your credit, which means they will check your complete credit report and score. Every time you apply for a new checking account and a bank does a complete credit check, it will lower your credit score by 2 points. No Credit Check bank in Kentucky no Chexsystems checking account
All banks are required by law to verify your identity in the form of a soft pull of your credit report. This means the bank only accesses your credit report to check that the basic information on your checking account application, such as your name and address, matches your credit report. A soft pull of your credit report will not lower your credit score. Second chance banks in Kentucky, second chance bank in Kentucky with a free, online checking account no Chexsystems, Fresh Start Checking Account in Louisville, Kentucky. Second Chance Banking Kentucky
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US Bank Second Chance Checking. Scottrade $100 in Transfer Fees Refunded. No Set-Up Fees. No Annual Fees.
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